Smart recommendations, built on real data
MyAI Investor doesn't guess. It analyses publicly available fund performance records, expense ratios, and economic indicators to surface the most relevant unit trusts for your specific goals and timeframe.
Tell us your goal
You start by telling us what you're investing for — retirement, a home deposit, your child's education, or building long-term wealth. Your goal determines the investment strategy we apply.
Different goals require different approaches. A 25-year retirement horizon tolerates more short-term volatility than a 3-year home deposit target. We use your goal to anchor every recommendation we make.
Set your timeframe
Choose how long you plan to stay invested — from 1 year to 30+ years. Your timeframe is the single most important factor in determining which asset classes are appropriate for you.
Longer timeframes allow for higher-growth, higher-volatility unit trusts like equity funds. Shorter timeframes shift the mix toward more stable instruments like money market and income funds.
Define your risk comfort
We ask a few simple questions to understand how you'd feel if your portfolio dropped 20% in a year. Your risk profile shapes the balance between growth and stability in your recommendations.
Risk profiling isn't about being brave or cautious — it's about matching your portfolio to your real-world ability to stay invested during market downturns without panic-selling.
AI analyses the market
Our system scans publicly available fund data — historical returns, volatility metrics, expense ratios, and sector performance — to rank unit trusts against your specific profile.
We analyse FSCA-regulated unit trusts from South Africa's leading asset managers. All data is sourced from public fund fact sheets and performance records.
Receive your recommendations
You get a ranked list of unit trusts matched to your goal, timeframe, and risk profile — with plain-English explanations of why each was selected.
Each recommendation includes the fund name, historical performance context, expense ratio, and a plain-language rationale. No jargon, no hidden agendas.
Connect with an adviser
Our recommendations are a starting point. For personalised, regulated financial advice, we connect you with a qualified South African financial adviser who can act on your behalf.
MyAI Investor is a lead generation and education platform. Actual investment execution and regulated advice is provided by our network of FSCA-registered financial advisers.
What data do we use?
All analysis is based on publicly available, verifiable market data.
Fund Fact Sheets & Performance Data
Historical price data, returns, and market information for South African unit trusts sourced from public fund fact sheets.
Fund Fact Sheets
Publicly published performance records, expense ratios, and portfolio compositions from South African asset managers.
SARB & Economic Indicators
South African Reserve Bank data including inflation rates, repo rates, and macroeconomic indicators that affect investment returns.
FSCA-Regulated Funds
Only FSCA-regulated collective investment schemes and listed instruments are included in our recommendation universe.
Important: this is not financial advice
MyAI Investor is an information and education platform. The recommendations generated by our system are based on publicly available data and algorithmic analysis — they do not constitute personalised financial advice as defined by the Financial Advisory and Intermediary Services (FAIS) Act. Past performance of any investment is not indicative of future results. All investments carry risk, including the risk of losing your capital. Before making any investment decision, please consult a registered financial adviser. Our platform connects you with FSCA-registered advisers who can provide regulated, personalised advice.
Ready to see your recommendations?
It takes less than two minutes to set your goals and get your personalised unit trust investment plan.
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